I am often asked about bankruptcy as a possible option in defending against a foreclosure matter. Depending upon the ultimate goal of the homeowner, bankruptcy may be a valid option to be used as part of the fight against the lender in a foreclosure matter....
I am often faced with the dilemma of clients who have been served with a foreclosure complaint by their lender - months ago! Although the tendency to "bury your head in the sand" and hope the problem goes away may be understandable, such delay may...
One of the questions I hear most often is whether a homeowner who is having trouble making payments on their mortgage can negotiate with the lender, even if the property is in foreclosure litigation. After all, the homeowner reasons, since they have not been making payments and their...
So you are behind on your mortgage payments, "underwater" (where the value of your home is less than the amount that you owe on your mortgage(s)), or even facing a foreclosure/sheriff's sale. You dread opening your mail every day, fearful every time the phone rings,...
In response to the rapidly increasing growth of identity theft, the three major credit bureaus (Equifax, Experian and TransUnion) have recently allowed consumers the right to cut off all access to their credit files. In theory, once your credit report has been “frozen” with each of the...